For more than 30 years, Exprivia has been present in the Factoring market by offering proprietary software solutions and as a supplier of a wide range of accounting/administrative, fiscal, legal, regulatory and management services provided to Factoring companies belonging to banking, financial and industrial groups.
CAPTIVE FACTORING is a solution in which the Factor and the supplier or debtor BELONG TO THE SAME CORPORATE GROUP. This model makes it possible to reduce or even eliminate the “financial” risk, as all checks on the quality of credit and the supplier/debtor are carried out directly within the Group. Moreover, the reference legislation for Captive Factoring companies allows them to avoid many of the complex compliance activities required of “traditional” financial intermediaries, such as the supervision of the Bank of Italy.
Captive Factoring: what are the advantages of having a Factor in the Group?
A Captive Factoring company makes it possible to facilitate the financing of supplier companies, even those with difficulty in accessing credit, and at the same time allows the management of the Group’s trade payables to be optimized by drawing economic margins.
Key benefits include:
Optimization of liquidity and working capital of suppliers
- Quickly turn receivables into cash, improving cash flow
- Reduces dependence on external financing, improving financial soundness
Increased operational flexibility
- Adapt financing terms according to your business strategy
- Offer more competitive payment terms to your suppliers, improving loyalty and their liquidity
Substantial absence of credit risk
- Direct knowledge of the supplier portfolio that allows you a more precise assessment of their reliability
- The debtor is part of your Group
Captive Factoring as a lever to achieve strategic objectives… with Exprivia
Choose a model that allows you to optimize the management of your trade payables, improve the corporate liquidity of your Supply Chain, strengthening its business and creditworthiness.
We will accompany you throughout the life cycle of your journey to improve credit, financial and business efficiency – strategic objectives of your Group – with all operational means:
- Company incorporation – Short time frame (S.r.l. or S.p.A. without registration in any register)
- Information System – Proprietary Application Platform
- Outsourced Services – Legal, Accounting/Administrative, Compliance, Tax
Put us to the test, consult us and check the feasibility and convenience.
