Solutions :
Solution for risk control: Global Credit Management
The Global Credit Management solution is an integrated and modular system of application solutions, aimed at supporting the various activities of assessment, creation, control and management of the credit portfolio of an institute of credit.
The methodological approach at the basis of Global Credit Management places Rating as the central element in all processes concerning the management and creation of the credit portfolio in coherence with the guidelines issued by Basle 2.
The various, integratable in-house solutions support the different phases of the credit management process both from the operating-management point of view (electronic loan procedure, performance control) and the decision-making point of view (Basle 2 compliant rating generation).
In brief, the offer covers the following activities:
- Credit Underwriting Solution
Preliminary investigation and assessment of a loan request - Credit Risk Solution
Credit Risk Management activity - Monitoring Solution
Performance control of provided loans - Marketing Solution
B2B and B2C transactions
Solutions are also specialised for the banking, leasing and factoring credit sector, in fact representing an integrated platform for the 360° management of loan payments.
